By Tom Militello
President of Private Trade Dollar System, Inc.

Private Trade Dollar System is a very unique way for companies or business professionals to empower themselves -- yet every basic aspect of what we are doing has been done for decades… but mostly in little disjointed bits and pieces here and there. Never in the cohesive way of what we are offering.

In this comprehensive system we have brought everything together to assure that its implementation by your business will be reasonably easy and that its use will closely resemble the process of buying and selling that all of us have always done with our cash, our credit cards and our bank account.

But before going further into The System, let me briefly stress what it is NOT,

The Private Trade Dollar System is:

• not a club
• It is not barter
• It is not an Internet or a multi-level business (MLM)
• It is not a way to avoid taxes
• The System does not participate in or receive income from any trade transaction
• It does not receive or maintain any Member or Broker trading information.
• Private Trade Dollars is not a currency in any form or fashion.

Helping us achieve our product was the discovery – for us – of this simple economic reality:


This tells us that there are buyers and sellers with inventories of time, space and material product that already have been produced or could be produced but no commerce occurs.

Nothing happens with this excess potential because the money supply is inevitably limited and there are not extra buyers with cash and thus no easy way for these buyers and sellers to do the natural thing, which is, as Adam Smith wrote in “Wealth of Nations,” to “truck and exchange”.


As developers we saw that a systematic and well-orchestrated use of due bills could unlock some of this great business potential that lies beyond the reach of currencies. We came to feel that over the next few decades most companies will be using this system or some form of it because The System virtually guarantees an increase in purchasing power.

The Private Trade Dollar System costs only $279, and that is for a lifetime – and it comes with many continuing benefits and services, which are discussed in detail elsewhere on this Website. These benefits start with a checkbook of customized Private Trade Dollar certificates.

That $279 is all it costs for what could become a valuable new side to your business and enable your company to continue its commerce through the worst of times that could lie ahead and would prove imperative should there be further and more serious trouble with our currency systems.


Excluding payments for payroll, utilities, taxes and product inventory, the use of Private Trade Dollars will increase your purchasing power by a minimum of ten percent and have positive and sometimes dramatic impact on the company’s bottom line. That is the promise of the Private Trade Dollar System.

To increase purchasing power by ten percent and do it across a wide range of companies would be a remarkable achievement – especially for a program costing so little. I believe all of you might agree.

The System will do just that or more for most companies, bringing them new or “Plus Business”.

“Plus Business” sales can bring a company its biggest profit margins, especially when such sales come when using under-performing or vanishing inventories and assets – whether in time, space or product.

As a way to get “Plus Business” this system is unlike anything… certainly anything I am aware of. It enables a company to market proactively and seriously for “Plus Business” – those sales that have little or nothing to do with existing activity and often do not significantly impact overhead.

Businesses have struggled for ages, almost like the old alchemists in their search for homemade gold, with how to mine “Plus Business” but it has usually amounted to little more than a bit of luck dropping out of the sky and ever so infrequently.

Adam Smith would, I believe, have loved the Private Trade Dollar System – each company efficiently buying and selling with its due bills in perhaps one of the purer forms of the capitalism he began defining with “Wealth of Nations”.

Let me repeat once again something I said above:


How could this be? You might ask.

Well, take your own case.

You – like everybody -- want more goods and services than your money reasonably allows. But you are able and would be willing to produce more of your product or service in order to get more things you need -- if only the money supply provided more purchasing ability so others could buy your products.

It’s a Catch 22. You would buy someone else’s additional production if someone would buy yours -- and vice versa. And if this happened and each one of you enjoyed this “Plus Business” you both would experience large – perhaps huge -- margins of profit from that additional business.

Business obtained using Private Trade Dollars is, in the purest sense, “Plus Business”. And The System is all about getting us out of this “Catch 22”.

“Plus Business” has long been appreciated for its greater margins of profit. But there has never been a truly successful program specifically designed to be installed and self-operated inside small and medium-sized companies.

The Private Trade Dollar System does precisely that.

Let me tell you of an event that happened about 40 years ago during the Nixon administration. It will help shed insight on why The System makes so much common sense and why the cash cost to the business can be so little for an additional “Plus Business” sale.

Then, the U.S. Department of Transportation was conducting safety tests on a variety of automobiles and Congress had appropriated money for the tests with the provision that all test vehicles must be purchased by the government and none could be donated by industry. This was to insure the integrity of the testing.

The government had not selected a Cadillac for this testing program but General Motors was anxious that Cadillac be included.


At that time, a typical Cadillac cost about $12,000 and General Motors would gladly have donated a Cadillac but couldn’t and the government told GM it could not purchase a Cadillac because it had only $1,000 left in the fund to buy test cars.

GM’s response was essentially “No problem. We can sell you a new Cadillac for under $1,000 and prove that it is not below our cost.”

GM accountants then proceeded to make their point, which the government accepted, as well proven. The government paid General Motors $740 for a brand new Cadillac and this covered all GM costs.

Making one additional Cadillac at a cost to GM of only $740!!! Wow!!!

Of course, the $740 Cadillac was like all “Plus Business”, showed no development costs, no advertising costs, no overhead costs – and they did not need to be included because these expenses went unchanged whether or not one more Cadillac was built and sold to the government for $740.

The $740 Cadillac analogy is at the heart of the Private Trade Dollar System. We relate this story only to dramatize what is sometimes the real and surprising cost to us of things we market or could provide. Using Private Trade Dollars, instead of our bank account, allows us to buy at our wholesale as against buying at retail as happens when we use currency. All purchases through the Private Trade Dollar System are based on the regular retail price. Pay with cash and you pay 100%. Pay with trade dollars and pay far, far less.

There is hardly a company, or a business professional man or woman who does not have some equivalency to this $740 Cadillac – additional products or services that could be monetized and used as payment for certain expenses and to obtain things we otherwise might not buy because of the damage it would do to our bank account.

But using Private Trade Dollars the real cost of many purchases will range between a few percent and half of retail as we buy with under-performing and vanishing inventories in time, space or product. These inventories and resources are often unseen -- often ignored -- and sometimes anguished over by frustrated owners and managers.


By applying the tools and strategies and business networking provided by The System, a company can expect to gain “plus business” almost immediately and have it continue for years through good or bad economic times. The Private Trade Dollar System should be seen as a permanent part of your business and it is designed never to interfere with existing cash business.


When we began the development of this program the U.S. and world economies were pretty red hot. The Private Trade Dollar System, we felt, would fit nicely into an economy of high prosperity. But last year when the economy took a nosedive, it was clear that The System was now more important than ever and urgently needed.

Private Trade Dollars, let us keep in mind, are a company’s own due bills. The System is the total program for (1) recognizing, (2) monetizing and (3) making purchases with under-performing and vanishing resources that the company has or can acquire for trade purposes.


Let me spend a moment and tell you about the option that all members have in using the services of a Professional Trade Broker and I will also describe the outstanding business opportunity that exists. Bear in mind that someone you know might be interested in this opportunity.

Users are automatically entitled to participate to any extent they may desire in a business-networking group in their area headed up by a broker. The broker of your PTD Networking Group is always available to assist in any issue relating to the program and to advise on trading -- and at no cost to you.

There also is the option to have a broker-client relationship, whereby the broker handles part or all of your trading. In other words, a business – perhaps yours – can acquire The System then use a broker who helps identify the various inventories and resources that could be used to make purchases and oversees the customizing of your Private Trade Dollars. With a list in hand of your planned purchases plus things you would be interested in getting the broker will go to work in you behalf. As each transaction is completed, the broker would be due a fee.

This way a company can launch a major new program with essentially no capital outlay and have a new department head and no one on the payroll. Professional Trade Brokers and Members are trained to spot and uncover resources that can be monetized and used to make purchases in lieu of cash.

A professional person – such as a local attorney with two hours a day in office time not billed out may be wasting away nearly $100,000 a year. But probably never in his wildest imagination has he recognized it quite that way.

Until they are monetized, these under-performing and vanishing inventories of time, space and product might as well be locked up in storage with the key thrown away for nothing good in likely to happen.

This changes immediately when the lawyer’s time -- or it could be a motel’s rooms -- are monetized with Private Trade Dollars and these are used in somewhat the same way the bank account is used to make some purchases.

Let’s use an example with the attorney to demonstrate not only how well the Private Trade Dollar System works for the attorney but the outstanding opportunity it provides the broker for sustained income.


The opportunity and the math we see here for the attorney, will apply in a similar way for most businesses and professionals. Let’s look at what happened:

Our local attorney has a substantial vanishing inventory in office time available but not billed out -- a couple of hours at the end of the day when he or she is left with eyes on the clock and probably never grasping the magnitude of what this vanishing inventory equals over a year’s time or that something could be done about it.


This otherwise vanishing asset, monetized with Private Trade Dollars, can be used to make many purchases normally paid for with a check from the bank account. The attorney can have $96,000 in added purchasing power available immediately and backed by the firm’s legal services monetized with trade dollar certificates and valid for a two or three year period.

In the Private Trade Dollar System nothing is left to chance in equipping users with the tools and strategies for success. And if the business elects to use the services of a Professional Trade Broker, virtually everything is done by the broker at no cost to the client, until a trade has been completed, then a fee would be due.

The Private Trade Dollar System teaches us how -- and supplies the tools -- to use due bills in much the same way we have always bought and sold with traditional currencies and in ways our grandfathers so commonly used due bills in their commerce.

The vital need in getting “Plus Business” in the volume and with the projected profit margins that are possible is in monetizing the under-performing and vanishing resources we all have. Without this, little is apt to change with our unused office time, our empty spaces and our stacked inventories of under-performing products on the shelves and in the warehouses. They continue losing value in their own isolation where there is no money. The first thing to do is to stop the bleeding and get them back into the mix by monetizing those assets with Private Trade Dollars.

The Private Trade Dollar System is a fundamentally sound way for most businesses to (1) be more efficient, (2) improve cash flow and (3) raise the bottom line. We have done everything possible to make The System easy to put into operation and do so without significant capital outlay.

Any company, looking at its under-performing areas, and especially at any vanishing inventories and considering what has been happening with the economy, must ask itself: