Q. What is the Private Trade Dollar System?
A. It is a highly developed way for a business to continue buying and selling beyond what is possible in the economies of traditional currencies. It equips every company to deal in its own due bills and, essentially, become its own banker in the alternative economy. The System stands by itself as the leader in its field.

Q. What are Private Trade Dollars?
A. Payment instruments issued by a business or an individual for use in buying goods and services without using regular currency. Private Trade Dollars, essentially a company’s due bills, enable people to hold on to more of their cash while expanding purchasing. The use of trade dollars to increase business dates back to the 19th century and are in use by some of America’s leading companies. The Walt Disney Company, for example, has its “Disney Dollars.”

Q. Why use Private Trade Dollars?
A. Most businesses and professionals function below capacity. They have assets in time, space or product that too often fade in value or vanish entirely, such as an unused motel room or a professional’s unused time. Trade dollars provides the most reasonable way to reduce this type of loss. Private Trade Dollars™ are the standard mechanism for making it happen.

Q. Why trade? Why not just use regular money
A. People need more than available cash allows, yet they are able (and willing) to produce more than they are selling. Less than half of people’s ability to produce is utilized and less than half of people’s needs and desires for products and services is being fulfilled because there is not and never will be enough dollars, euros, yen, etc. to bridge this gap. Only trade dollars can bridge this gap.

Q. How do I keep this from interfering with my cash business?
A. When trade certificates are issued (i.e., paid out in a purchase) the redemption terms are specified as to time, availability, etc. A restaurant, for example, might have a big Friday night cash business and exclude trade certificates from that night. Nothing in The System is designed in any way to interfere with cash flow. On the contrary, as you will discover, trading can greatly help cash flow.

Q. Does The System participate in or maintain records of member trading?
A. No. Not in any way.

Q. If I purchase the Private Trade Dollar System what do I get?
A. A personalized copy of the Portfolio for Using the Private Trade Dollar System© and a customized inventory of Private Trade Dollar™ certificates in denomination and conditions set by the user; plus a Web-based trade office where you can customize trade dollar certificates to email or place an order, edit and send trade forms online, use of your own unique online P&L spreadsheet to determine personal trading results; and an array of valuable actionable trading forms and proposals with permanent storage and use. The Manual for Using the Private Trade Dollar© provides proprietary strategies and techniques for successful buying with your own trade dollars.

Q. What is the Portfolio I will receive?
A. The Portfolio for Using the Private Trade Dollars System© is some 170 pages of invaluable proprietary tools and strategies in a working binder to start and manage a trade economy alongside one's cash business or job. There is a tool or answer for virtually every need you might face in building a thriving new economy for years ahead. The Portfolio is shipped immediately upon purchasing The System and includes the user's customized Private Trade Dollar™ "checkbook" with 100 certificates. New tools and updates are sent on a regular basis along with the PTD Newsletter to help with trading. The following is a glimpse into the Portfolio and system tools.

Q. What is a PTD Networking meeting?
A. Finding trade partners should never be a problem when you use the Private Trade Dollar System©. Regular PTD Networking meetings in your area bring together users who provide each other with traditional cash referrals while purchasing and selling goods and services to each other using Private Trade Dollars™. At these meetings members of the Group also exchange Private Trade Dollar certificates with each other for the purpose of broadening their trading power. These meeting are normally held over breakfast or lunch.

Q. Is attendance at meetings required?
A. No.

Q. What is a trade auction?
A. Professional Trade Brokers™ hold trade auctions regularly for those in their PTD Networking Group. Often, the general public also is invited to attend. At these auctions, people bid for products (cars, boats, real estate, jewelry, etc.) and for services dealt in by Private Trade Dollar™ users. For example: an auto repair garage might post a $500 trade certificate; those interested would bid their products or services and the garage would decide which bid to accept. The general public attending could bring things to trade and accept Private Trade Dollars™.

Q. What is the online office?
A. Each member has a permanent and private online office from which to do planning, trading, maintain records and customize Private Trade Dollar certificates for (1) emailing, (2) printing, or (3) ordering.

Q. What does the online P&L do?
A. In your online office you will have an active and very special P&L spreadsheet where, with two or three entries you will instantly see the bottom line impact of any proposed trade. This is but another example of how everything possible has been done to make The System successful for its user.

Q. How do I customize my Private Trade Dollars?
A. You should find the process rather easy. Full instructions are provided in the Portfolio or certificates can be ordered online at the Website www.privatetradedollars.com. Click on Customize My Private Trade Dollars and follow the easy instructions.

Q. What is the cost to set up a Private Trade Dollar Account?
A. There is a one-time cost of $279 that lasts for a lifetime and includes a personalized copy of the Portfolio for Using the Private Trade Dollar System© and a customized inventory of Private Trade Dollar certificates in denomination and conditions set by the user; plus a Web-based trade office where you can customize trade dollar certificates, edit and send trade forms online, an online P&L spreadsheet for personal trading results; and an array of valuable actionable trading forms and proposals with permanent storage and use.

Q. What does The System offer my small company?
A. With the Private Trade Dollar System© small and medium sized companies now – for the first time ever -- are able to set up their own in-house trading section the way Fortune 500 companies do and have all the strategies and tools for success. By using this state-of-the-art trading system, businesses and professionals are able to operate efficiently in a controlled in-house environment with no clubs to join, no third-party entanglements and no drain on cash resources.

Q. Who should be buying with their own Private Trade Dollars?
A. The Private Trade Dollar System© can be valuable for most businesses and many individuals. Service companies and professionals especially have pressing need of The System as they are faced with vanishing inventories in time or space. The System provides any business with the opportunity to tap into a huge amount of extra business that is available through trade. The strategies and tools of The System make this plus business very profitable.

Q. Would this work for someone without a business?
A. Certainly. Many people will already have things that could be used to offer in a trade. Others, without anything, locate products (or services) that they can buy at a low wholesale cost and offer these for trade a “regular retail process.” Trade represents an opportunity for almost everyone to embolden their business. The trade dollar is a smart tool.

Q. Are my Private Trade Dollars a secure way to do business?
A. It is very secure. Every Private Trade Dollar certificate is signed and must be returned to the person or business that issued it for redemption by the holder. This process makes the Private Trade Dollar certificate even more secure than a bank check which goes to the bank and not you for redemption.

Q. What is the PTD Newsletter?
A. The newsletter goes to all users (Members and Brokers) and everyone is kept up to date on new programs and the interesting strategies and activities of others in The System.

Q. Is the use of Private Trade Dollars completely legal?
A. 100%. They are due bills issued by your company to make purchases. Virtually every major retail chain now uses scrip in some form. Several hundred thousand Americans use trade dollars with membership in barter clubs. But those are the barter club’s trade dollars. Private Trade Dollars™ are issued directly by a business and are to be spent or redeemed at that business. These certificates, however, could change hands any number of times before being presented for redemption.

Q. Is income derived from using Private Trade Dollars taxable?
A. Generally most all forms of income have some tax implications regardless of the form or character of the income. The Private Trade Dollar System© is in no way a tax-avoidance way of doing business. Our website www.privatetradedollars.com carries a link on the tax implications of trading.

Q. What is a Trade Proposal Form?
A. This is one of a dozen copyrighted forms to make trading easy and efficient when using trade dollars. A Trade Proposal Form is used to propose a trade to one or any number of prospects. The form explains virtually everything to the recipient while the person proposing the trade enters the details. This form can then be faxed, emailed or hand delivered to one or many prospects. This is an efficient way to find trading partners.

Q. How do I determine how many certificates to print?
A. System forms are available for determining (1) what you have that could be marketed with Private Trade Dollars™; (2) what products and services you can expect to get with trading; and (3) what your trade purchasing power is (i.e., What is the real cost to you of what you trade?). When you buy with trade dollars you buy at your own wholesale purchasing power or less; when you pay with cash you buy at your own retail price. Equipped with this information, it will be easy to determine how much trading money you should print and in what denominations. For some, this might be no more than $5,000 for use during the upcoming year; while others might need $100,000. The typical user will be somewhere in between.

Q. How can one be sure that the trade dollar will be honored?
A. A Private Trade Dollar™ is a signed due bill and should be enforceable as a legal obligation to be honored as specified on the certificate.

Q. How long might I continue using the Private Trade Dollar program?
A. Indefinitely. Managing your own Private Trade Dollars economy makes you something of your own banker. Every effort should be made to strengthen the image and value of one’s trade dollars as they can be a source of pride to your company with others anxious to do trade business with you. As your trade dollars achieve ever greater reputation, so will they bring you greater purchasing power.

Q. What kind of products do people buy with trade?
A. Virtually all products and services are traded. Of course, certain things are not tradable (taxes and utilities) and others are rarely traded (groceries and medicines). The lower the wholesale cost is relative to the regular retail price the easier it is to trade (professional services, motel rooms, advertising).

Q. Is the Private Trade Dollar System like a barter club?
A. Not at all. The System is not a club and is far more than what we commonly think of as barter. People use their traditional currency or dollars and Euros, etc., in making purchases and they endeavor to use their own Private Trade Dollars™ in a similar manner.

Q. What is the starting point to determine if I need a Private Trade Dollar program?
A. As a first step do an analysis of your business products and services. Determine the extent of certain inventories that may be lost at day’s end (usually found in space and time assets); then look at areas of your business that may be under-performing; then look at your wholesale purchasing power. Any or all these areas can have major potential for your business.

Q. What do you mean when you talk about “vanishing inventories”?
A. Most people have them but have suffered them so long they may no longer even see them. A motel, for example, may be tickled pink to maintain a seventy-five percent occupancy rate and fail to appreciate that they may have $500,000 a year simply disappearing night after night. In the Private Trade Dollar System© that $500,000 may be converted to advertising and other things the motel needs. Virtually all professionals have substantial vanishing inventories that disappear when the sun goes down. In trade many things are marketable that have been left over or bypassed by the cash economy.

Q. What are other examples of who has vanishing inventories?
A. Un-leased space in a warehouse; service crews available to do more jobs if there were customers that; a professional with office time not billed out; a school with room for more students; a bus or plane with empty seats; a restaurant with empty tables in the dinner hour; a theater with empty seats at show time; a limousine with no passengers in primetime; unused print, radio or TV ad time. Vanishing inventories of time and space are so common we rarely take note any more and fail to see their gargantuan potential.

Q. How does wholesale purchasing power relate to using the Private Trade Dollar System?
A. Trading is “plus business” and is profitable for most companies because their spread between wholesale and regular retail is substantial. Some companies, a grocery store for example, would likely be unable to trade successfully because they have so little spread. However, when needed purchases are made with trade in lieu of cash, then any company can justify trading.

Q. What do you mean by “plus business”?
A. Buying and selling with trade is generally looked on “plus business.” That is, a sale or purchase that would not have otherwise taken place. In considering the value of this “plus business,” one should forget about fixed overhead, as that cost occurs whether or not you do a trade transaction.

Q. Can a business do this without using a broker?
A. Yes. While some companies choose to do everything themselves, others jump at the opportunity to obtain the services a broker provides. The broker works on client’s behalf, seeks and finds things that will save the business cash and deliver things they want. The broker gets a commission only when he or she has fulfilled their wish. Clients can do as much or as little of the trading activity they choose. The client is always in control when working with a Professional Barter Broker™, who can be like a new department manager at the business. Only he or she is not on the payroll and they provide their own office space.

Q. How often are the PTD Networking meetings held?
A. This is determined by the broker who heads up the group. But generally they will be held as often as members wish – usually every two weeks but sometimes weekly.

Q. Is The System valuable in good economic times as well as during bad times?
A. It was developed specifically for good times but in the economic downturn we currently are experiencing every aspect of the program is more important to the user.

Q. Can I use trade dollars to buy family or personal things?
A. When you own the business, this is easily done. Remember, however, that trade transactions can have tax ramifications. Some users of Private Trade Dollars™ give substantial amounts to their spouses to cover house expense items.

“BROKER TOPICS”

Q. What is a Professional Barter Broker
A. The “Professional Barter Broker™” is an independent agent who represents businesses and individuals in developing a Private Trade Dollar™ economy. Most growth of the Private Trade Dollar System© occurs as brokers in build their networking groups.

Q. Who becomes a Professional Barter Broker?
A. Usually, people with a sales, management or entrepreneurial backgrounds seeking a business opportunity are the most likely candidates. However, certain existing businesses may find trade brokerage a valuable new product to add to their existing operations. Licensing of “Professional Trade Brokers™” is done by Private Trade Dollars Inc. No tests or examinations are required. However, The System does make a judgment as to likelihood of success of an applicant and will reject an applicant on this basis.

Q. Is training provided to new brokers?
A. Yes. One-on-one and group sessions are held and The System provides each broker major marketing tools and facilities.

Q. How do Professional Barter Brokers assist their clients?
A. These brokers are people who have educated themselves in the use of Private Trade Dollars™ and put this knowledge to work in behalf of clients. Brokers help clients pinpoint under-performing or vanishing resources and use these assets to make purchases for clients. They are on call 24/7 to take things the client has and trade them for things the client needs and wants.

Q. What is the Professional Trade Broker Operations Manual?
A. This, in conjunction with the Member Portfolio, provides the broker with the planning, marketing and operation tools for having a successful career.

Q. Can I have a partner in my brokerage?
A. Yes but partners will operate under the referral number of the licensee. For a separate referral number, the partner would need to take out his or her own Professional Trade Broker™ license.

Q. What does the Professional Trade Broker earn?
A. A brokerage in the Private Trade Dollar System© is designed to yield a six figure income for the broker. Brokers have attractive income opportunities in referring new brokers and new Members to The System. A broker who has made at least one broker referral is guaranteed at least five system generated broker leads. In addition brokers derive income from regular trade sessions and auctions. Brokers earn cash fees when handling trades for clients and set or negotiate their own fees for the work they do for clients. Generally, their commission will be 10-15% in cash upon completion of a transaction in behalf of their client. A transaction may bring cash commissions from both parties to the trade. Brokers keep all their trading commissions and auction income.

Q. Does the broker share his or her commission with The System?
A. No. Brokers retain 100% of all earnings except those derived from referring new brokers and members.

Q. What is in the broker’s “Magical Briefcase”?
A. After developing an array or clients, a broker might easily make his or her rounds with more than a million dollars in certificates for wide ranging goods and services. The great variety and volume provides an enhanced way to mix-and-match and make trades that gets everybody what they want. This briefcase trade inventory also gives the broker a powerful message in signing up new clients.

Q. Could you give me an example of a broker’s work?
A. * Example A. Mr. X owns a paving company, doing mostly parking lots and driveways. Jobs are usually very profitable, but there are often long delays between jobs, when workers must continue to be paid. A Professional Trade Broker™ showed Mr. X how to do more business by filling idle days doing trade jobs.

* How did they get started? Mr. X and the broker first did two important things: (1) Made a list of purchases that would be coming up in the next year that might be converted from cash to trade; and (2) Agreed that Mr. X would set up $100,000 in his Private Trade Dollars™ account for his company.

* What do you mean when you say “set up a $100,000 Private Dollar account”? This could have been any amount, and can change up or down at any time. The $100,000 starting point was their judgment of how much unused time was available for more business and that it was reasonable to believe they could market this “lost inventory” with the use of the Private Trade Dollar System©.

* What was on their list of things to obtain on trade? (1) Truck repairs; (2) truck tires; (3) extra warehouse space for storage of vehicles, equipment and supplies; (4) advertising; (5) services for the home; and (5) personal services.


* What happened then? Mr. X agreed to use the program to enhance his business and to use the broker, who would receive a commission on completed trades. The broker processed the customization and printing of fifty $1,000 Personal Trade Dollar certificates and 500 $100 certificates. The broker then set up a set of PTD bookkeeping forms for this client.

* How did the broker earn money?Finding trade partners for Mr. X was unusually easy for our broker. While driving around town he kept his eyes open for garages in need of parking lot re-pavement. Many of them needed resurfacing. The same was true for tire stores. A big trade was made with a radio station. Each trade brought one or two cash commissions.

Q. How much does it cost for a Professional Trade Broker license?
A. There is a $5,000 license fee plus $490 annual service fee, with the first annual payment due 16 months after obtaining the license. A broker is also a Member and is equipped with the Member Portfolio and inventory of trade dollars in addition to the extensive Professional Trade Broker Operations Manual©.

Q. How much can a broker earn?
A. Every Professional Trade Broker™ has the solid opportunity to build to a six figure income within 18 months. Some will do it sooner. Others will not make it at all. Earnings in all brokerage careers are dependent on individual initiative. But every effort has been made to create a high income opportunity for brokers, who get substantial commissions when referring new users and brokers to The System. In all other earning areas, brokers retain 100% of their income. These areas include but are not limited to:
(1) Commission on trades completed for clients.
(2) Plus a second commission from the other party in many of the trades.
(3) Commissions and fees from regular trade sessions and auctions.

A specific discussion of the income potential will be held with you if you choose to pursue this opportunity further. Simply fill out our "Broker Inquiry Form" on our Website at www.privatetradedollars.com and one of our Broker Network Managers will contact you to answer your questions.